Long-Term Care Planning
Making decisions regarding long-term care is a big responsibility. You may have assets and income you want to protect, and you want to avoid burdening your family with extensive care-giving responsibilities. You may want to receive high quality care, not depend on government programs, and you may want to be able to choose where you receive care.
We help our clients and their families analyze long-term care options. We help our clients, knowing their long-term care decisions are assisted by our experienced team, and that the decisions they make in advance may reduce the burden on their families in the future.
These policies have exclusions and/or limitations. The cost and availability of Long-Term Care insurance depend of factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long-Term Care insurance. Guarantees are based on the claims paying ability of the insurance company.